Navy Federal Routing Number | United States (2024)

In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9 digits, and sometimes called routing transit numbers, ABA routing numbers, or RTNs.

The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also needs them to process electronic funds transfers – like direct deposits and bill payments.

Find Navy Federal routing numbers for:

• ACH payments routing number
• Wire transfers routing number

The routing number for Navy Federal for domestic and international wire transfer is 256074974. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table. If you're sending an international wire transfer, it will be a 'for further credit' transfer. The money will go through an intermediary bank and get forwarded to the final beneficiary. Make sure to check the FFC transfer instructions with your recipient for a smooth transfer.

The ACH routing number will have to be included for sending an ACH transfer to any Navy Federal account.To send a domestic ACH transfer, you’ll need to use the ACH routing number 256074974.

You'll need to include the ACH routing number when sending an ACH transfer to any Navy Federal account.

Banks use routing numbers for all sorts of financial transactions. You might need one if you want to do any of the following:

• Set up a direct deposit, or pay bills automatically from your Navy Federal account
• Have payments like a salary or pension deposited into your account
• Pay in a check
• Make a wire transfer or ACH payment to someone in the US

The Navy Federal routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to set up automated bill payments.

A bank might have a few different routing numbers, but they're never shared with other banks. This helps to make sure your payment ends up where it’s meant to.

Find Navy Federal routing numbers for:

• ACH payments routing number
• Wire transfers routing number

Here are some of the ways to find your number online:

1. On this page - We've listed the Navy Federal routing number for checking accounts and wire transfers.
2. Navy Federal online banking - You’ll be able to get your Navy Federal routing number by logging into online banking.
3. Check or statement - Navy Federal-issued check or bank statement.
4. Fedwire - You can look up your routing number on the official website of the Federal Reserve.

Your routing number is there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when you’re looking for your Navy Federal routing number. But it’s always worth checking the right account and routing number with your bank or your recipient.

You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.

Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.

IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

There's a cheaper way to send money abroad.